Foreign transaction fee
What's the foreign transaction fee?
No foreign transaction fee — Scotiabank waives the usual surcharge on purchases made in a foreign currency.
Issuer source Verified 2026-06-19
What this card covers — foreign transaction fee, rental car, trips, purchases, and your phone. Each answer links to the issuer's own benefit guide. Last verified 2026-06-19.
What's the foreign transaction fee?
No foreign transaction fee — Scotiabank waives the usual surcharge on purchases made in a foreign currency.
Is rental car (CDW/LDW) coverage included?
Rental Car Collision/Loss Damage Waiver is included. Charge the full rental to the Card and decline the agency's CDW; coverage applies to eligible vehicles for rentals up to the benefit guide's day limit.
Is trip cancellation covered?
Trip Cancellation insurance is included for eligible prepaid travel charged to the Card when a covered reason prevents departure.
Is trip interruption covered?
Trip Interruption insurance is included for covered reasons that cut a trip short.
Are new purchases protected against theft or damage?
Purchase Security covers eligible items against theft or damage for 90 days; Extended Warranty extends the manufacturer's warranty per the benefit guide.
Is my phone covered (mobile device insurance)?
Mobile Device Insurance is not a standard benefit on this card per the benefit guide — confirm current terms with Scotiabank.
Not insurance advice
CURATED, NOT EXHAUSTIVE. These card benefit + insurance summaries are hand-entered for the most popular Canadian cards to answer common 'is the rental car / trip / phone covered?' questions. Coverage is governed solely by the issuer's official Certificate of Insurance / benefit guide — figures here are representative phrasing, not a contract, and many benefits require charging the full purchase to the card and meeting age/eligibility/holiday-vs-business conditions. Always confirm against the linked issuer source before relying on a benefit. Do NOT treat as a live feed. Refresh on the same discipline as scripts/refresh-card-data.md: re-verify each entry against the issuer page, bump lastVerified, and correct anything that changed.