Foreign transaction fee
What's the foreign transaction fee?
2.5% on purchases made in a foreign currency.
Issuer source Verified 2026-06-19
What this card covers — foreign transaction fee, rental car, trips, purchases, and your phone. Each answer links to the issuer's own benefit guide. Last verified 2026-06-19.
What's the foreign transaction fee?
2.5% on purchases made in a foreign currency.
Is rental car (CDW/LDW) coverage included?
Auto Rental Collision/Loss Damage Insurance is included. Charge the full rental to the Card and decline the rental company's CDW/LDW; coverage applies to eligible vehicles for rentals up to the benefit guide's day limit.
Is trip cancellation covered?
Trip Cancellation insurance is included, reimbursing eligible prepaid non-refundable travel when a covered reason prevents departure, subject to the benefit guide's per-insured maximum.
Is trip interruption covered?
Trip Interruption insurance is included for covered reasons that cut a trip short, subject to the benefit guide's per-insured maximum.
Are new purchases protected against theft or damage?
Purchase Security covers eligible items against loss, theft or damage for the first 90 days; Extended Warranty doubles the manufacturer's warranty up to the benefit guide's limit.
Is my phone covered (mobile device insurance)?
Mobile Device Insurance is included when the device is charged to the Card, covering loss, theft or accidental damage up to the benefit guide's cap, less depreciation/deductible.
Not insurance advice
CURATED, NOT EXHAUSTIVE. These card benefit + insurance summaries are hand-entered for the most popular Canadian cards to answer common 'is the rental car / trip / phone covered?' questions. Coverage is governed solely by the issuer's official Certificate of Insurance / benefit guide — figures here are representative phrasing, not a contract, and many benefits require charging the full purchase to the card and meeting age/eligibility/holiday-vs-business conditions. Always confirm against the linked issuer source before relying on a benefit. Do NOT treat as a live feed. Refresh on the same discipline as scripts/refresh-card-data.md: re-verify each entry against the issuer page, bump lastVerified, and correct anything that changed.